For non‑CPA buyers, recommended cloud-based tools for due diligence include QuickBooks Online, Xero, Zoho Books, FreshBooks, and Fathom, as they simplify financial review, reporting, and analysis without requiring advanced accounting skills.

For a non-CPA buyer doing due diligence, you want tools that don’t make your head explode and actually help you make sense of financial records so think cloud accounting platforms with solid reporting plus some easy analysis add-ons. Great picks include QuickBooks Online for full bookkeeping, cash flow and profit/loss insights you can actually understand without a finance degree; Zoho Books if you want simple cloud accounting with good reports; FreshBooks for straightforward expense/income tracking; and Xero for clean dashboards and bank reconciliation that feels surprisingly intuitive. For deeper analysis beyond basic accounting, tools like Fathom or Causal can turn numbers into forecasts and visuals that tell a story rather than just spreadsheets.

For non-CPA buyers doing due diligence, QuickBooks Online is a top cloud accounting choice with real-time books and robust financial reports that are easy to share and understand. Xero and Zoho Books are also highly recommended for their user-friendly dashboards, bank feeds, and customizable reporting that simplify analysis without deep accounting expertise. Many buyers also pair these with lightweight reporting/visualization add-ons (e.g., Fathom or Spotlight) for clearer profit/loss and cash-flow insights.